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一 | It is a moment etched in history. Three generations of Hindi cinema sharing one stage. At the 1997 Filmfare Awards, legendary late actor Dharmendra received his Lifetime Achievement Award from none other than Dilip Kumar and Shah Rukh Khan. The emotional evening saw Dharmendra reminiscing about his humble beginnings, his struggles to make it to Bombay and his decades-long wait for the Black Lady that had always eluded him. In his winning speech, he said, "Main actor banna chahta tha, jaise ki har nawjawan banna chahta hain. Main kisise zaahir nahi kiya kyunki jab boi actor banna chahta hain aur zaahir karta hain toh mazaak ka mauju bann jaata hain. Maine apni maa aur karibi doston se kahaan ki main actor banna chahta hoon. Maine apni maa se kahaan ki paise bachao aur mujhe Bombay bhejo. Maa ne bola tum family mein sabse bare ho, zimmedaariyo ka bojh hain, kaise jaa sakte ho? Ye naukri aisi nahi hain, mehnat karni padti hain." (I wanted to become an actor like every other youngster. However, I did not reveal it to my family, because when someone expresses their interest of becoming an actor, they are laughed at. I told my mother and closest friends about my dream. I asked my mom to collect some money and send me to Bombay but she was skeptical as I was the eldest son. She told me the job won't be an easy one.) The Sholay actor added, "Toh iss tarah Filmfare mein ekta istehaar chhaapa ke actors and actresses chahiye. Filmfare ne mujhe bulaya aur select kiya. Phir aapka ye bhai aur dost Dharmendra ban gaya Filmfare ki wajah se... Har sal main suit silwaata tha, matching tie dhundta tha ki mujhe ek saal ye award mil jaaye. Lekin nahi mila. '60s mein meri bohot filmein Golden Jubilee huwi, lekin maine suit silwaane bandh kar diye. Maine socha T-shirt ke saath chala jaunga. Aj 37 saal ke baad mujhe ye trophy mili, jisme mein 15 saalo ki trophies dekh raha hoon, jo mujhe mili nahi." (Then I came across an advertisement in one of the Filmfare magazines. Filmfare called me and selected me to become an actor. Then I became Dharmendra. It is because of Filmfare. I would purchase a matching suit and tie every year every year for the awards but never received one. I had many hits in the '60s but I stopped buying suits. I thought I will receive an award in a T-shirt. I am receiving this trophy after 37 years. I am seeing 15 years' worth of trophies in this one.) Speaking to Dilip Kumar, he hugged the late actor while noting that they have been brothers ever since he started their career. He also embraced Shah Rukh Khan in a hug, who stood shyly in the background. Dharmendra spoke about Shah Rukh and the competition his generation brought in.Dharmendra passed away on November 24, 2025 at the age of 89. His passing leaves behind an unmatched legacy of over six decades. The actor, born as Dharmendra Singh Deol, breathed his last at his residence. He was admitted to Breach Candy hospital earlier this month due to respiratory complications.Also Read: Photos: Aamir Khan and Gauri Spratt Visit Dharmendra at Breach Candy Hospital。 “互助员上门服务万一出了意外怎么办？”“低偿收费后，责任怎么算？”……近日，西湖区文新街道与人保财险西湖支公司正式签署“邻里互助”保险服务协议，困扰邻里互助员和社区许久的“心病”有了制度性“解药”，标志着文新街道在探索可持续低偿邻里互助养老模式上，迈出了关键一步。双重顾虑 挡住了邻里善意的脚步文新街道的低偿邻里互助探索，起步于今年5月。彼时，德加社区率先试水“物业牵头、双轨定价”模式。送餐5元一次、洗衣晾晒10元一次……明码标价让邻里间的帮忙从“人情债”变成了“明白账”，低偿邻里互助模式很快在街道15个社区全面铺开。短短三个月，文新街道已挖掘邻里互助员320名，累计完成互助服务近千次。这本惠及老人的“明白账”让求助不再碍于面子，然而新的堵点却冒了出来。“陪诊时老人摔了跤，责任算谁的？”“上门帮忙碰坏了东西，要不要赔？”……在低偿邻里互助推进过程中，这样的疑问反复出现。
二 | 为了厘清服务中的权责问题，文新街道想到了一个破题抓手——引入专业保险机构力量。文新街道主要负责人主动找到人保财险西湖支公司，提出为低偿邻里互助配套专属保险的需求。在详细了解低偿邻里互助的模式和运行情况后，人保财险西湖支公司总经理助理苏畅归纳出其中的双重顾虑：志愿者不敢参与，怕担责；老人和家属怕出事，担心没兜底。
三 | “说到底，就是缺一套能兜底的风险方案。
四 | ”苏畅说，没有这道防线，再多的热心也会被“万一”两个字挡在门外，这正是低偿邻里互助深化过程中绕不开的一道坎。
五 | 一份保单 补上创新背后的保障空白有了专业保险机构的助力，文新街道以“居民自发自治、街道统筹托底”为核心原则，专门划拨民生专项资金，为全街道在册互助员和老年服务对象统一投保。这份定制保单的保障对象覆盖服务的“两端”，同时纳入提供帮助的互助员和接受服务的老年人，保障范围覆盖了人身意外伤害、财产损毁、第三方责任等邻里互助场景中的高频风险。“传统保险对责任不清的纠纷通常不承保或理赔很难，我们这次专门嵌入了社会矛盾纠纷条款，对基层治理中责任难以认定的情况进行兜底，这也是人保财险在杭州推出的第一份针对低偿邻里互助场景制定的专属保单。”苏畅表示，作为国企，人保财险西湖支公司愿意与街道共同参与养老服务创新场景的探索，是出于参与基层治理的社会责任感，也是对国家金融监督管理总局浙江监管局发布的《“保险+社区”居家养老服务共建计划（2025-2027年）》的一次实践落地。根据文新街道与人保财险西湖支公司的共建计划，人保财险的专业力量将纳入社区助老梯队，配合完善重点老人台账；依托社区居家养老服务中心，常态化开展反诈宣传、金融安全科普和普惠保险咨询；同时为社区开通理赔绿色通道，提供上门协赔、快速理赔等一站式服务。有了兜底，互助员的底气明显足了。“以前上门难免有顾虑，现在有保险托着，敢放开手脚帮老邻居了。”德加社区互助员裴浙江在签约现场说。“低偿邻里互助不是政府大包大揽，而是搭一个让善意可持续运转的平台。
六 | ”文新街道相关负责人表示，从“人情债”到“明白账”，再到如今的“放心帮”，街道将持续在探索过程中及时发现问题、精准破题，继续做好“统筹者、孵化者、赋能者”的角色，让邻里互助网在现代社区中重新生长出熟人社会的温度。
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